Choose country
Select Uganda or Kenya depending on where the payment starts and where it ends.
Africa payments, connected
Cross-border mobile money payments for Africa.
OrwaPay is a payment platform that lets people and businesses send and receive money across mobile money networks and merchant payment systems without worrying about the rails underneath.
Be the first to try OrwaPay when we launch.
Built for African mobile money systems
Secure payment routing
Sandbox testing in progress
No real money processed yet
What it is
A simple payment bridge for mobile money across borders.
OrwaPay routes cross-border payments, tracks settlement, and keeps the journey understandable from start to finish. It is designed for African commerce, travel, and merchant payments.
What you can do with it
- Pay businesses in Kenya from Uganda
- Receive payments from customers abroad
- Track merchant settlement status
- Move money across mobile money systems
Four steps. No jargon.
Enter destination
Add a phone number or merchant code for the person or business being paid.
Confirm amount
Review the amount before the payment is routed through the correct mobile money rail.
Track the result
See when the payment is processed and when settlement is completed.
Why it matters
Built for moments where money should just work.
The product is designed for everyday travel, merchant payments, and settlement tracking across mobile money ecosystems in Africa.
Send and receive payments across Africa.
Pay merchants without carrying cash.
Handle Uganda to Kenya and Kenya to Uganda flows.
Keep a clear record of every payment attempt.
Move from sandbox testing to launch-ready flows.
Initial countries
Starting with Uganda and Kenya.
Rwanda is next. The first release focuses on the corridors we have already validated, then expands country by country.
🇺🇬 Uganda
🇰🇪 Kenya
🇷🇼 Rwanda - coming soon
More African corridors after launch
Secure routing
Payments are routed through the correct provider rail and tracked end to end.
Sandbox first
Testing is still in progress. No real money is processed on this page.
Built for mobile money
The design focuses on MTN, M-Pesa, merchant codes, and settlement visibility.
Controls in progress
OrwaPay is being built with security, transparency, and reliability at its core. We are developing safeguards to help protect users and businesses, including transaction monitoring, payment verification, secure authentication, and audit trails. As we expand, we will continue to strengthen our risk and compliance framework to support safe and trusted cross-border payments.
Coming soon
Be the first to try OrwaPay when we launch.
Leave an email or phone number and we will keep you informed as the product moves toward launch.