Choose the corridor
Select where the payment starts and where it ends, such as Uganda to Kenya or Kenya to Uganda.
How it works
Four steps to move money across borders.
OrwaPay keeps the payment flow simple for users while routing the transaction through the right mobile money and merchant rails behind the scenes.
Enter the destination
Add a phone number, merchant code, or business reference depending on the payment type.
Confirm the amount
Review the amount before the request is routed through the correct provider rail.
Track completion
Follow the payment through collection, settlement, and completion.
Supported rails
OrwaPay maps each payment to the right mobile money flow.
The platform resolves whether a merchant should be paid through PayBill, Buy Goods, or another supported rail and then sends the payment through that path.
MTN MoMo collections in Uganda
M-Pesa PayBill settlement in Kenya
M-Pesa Buy Goods settlement in Kenya
Merchant payment visibility end to end
Simple input
Users enter the destination and the amount without needing to know the provider logic.
Clear status
Every stage is tracked so the payment state is visible while it moves.
Cross-border routing
The backend picks the right corridor and provider combination automatically.